Finally i am contracted and is a financial adviser with prudential. My engine is all heated up, waiting for the flag down before i dash towards the bright future of no finish line. In our business, there can be no finished line. Having cross the finishing line means we are, well, finished.
Are Singaporen creative? Definitely! Singaporean are creative in coming up with excuses. I was having my roadshow at pasir ris. A small satelite town, but full of creative people. There are alot of distinct people. Once i tried to approach this malay lady. She told me:" oh cannot, i was in a rush". In a rush when she is like strolling? Never mind, i look at her with my eyes wide as she strolled to the ATM 50 metres away from where i am standing. After withdrawing her money, she stroll again to where she need to go! In a rush indeed!
Another guy was smoking at the dustbin where i approached him trying to do a survey. He told me he is not interested. Hm, how could you not be interested when you didn't even know what i am going to ask you! So i ask him why he is not interested and he said if i disturbed him he is going to sue me for harassment! Then should i sue him for threatening me using Law? Anyway he don't have the lawyer look.
This guy is even more powerful. He can't think of an excuse on the spot! He keep pointing to his watch and haw and ham. I know he is trying to tell me he is in a rush also so i said:" oh you are in a rush am i right?" And he give me a smile which means i have just spoke to him.
Well well, excuses and excuses. Why can't they just say no? The art of excuse is not saying one hundred and one excuses but just say a firm No. This lady, whom i was to met last friday, suddenly sprang a surprise meeting with boss excuse. I was willing to go down, from paya lebar to NUS just to have a talk of 15min with no selling, no presentation. Yet she offered me an excuse which is too powerful, she use her boss.
So i msn her today. Well suddenly she typed so many excuses that i can't keep count of. A merely 15min of lunch meeting and she can't make it, yet she got so many time for so many activities. Unbelievable.
Well, you may say we financial adviser are cheaters, are high class beggars are this are that but ultimately, who is the one who benefits from the policies, it is the policy holder. Are we the beneficiaries of your policies? Do we earn millions from you, do you have millions to spare first? We have to abide by MAS guideline, meet our agency targets and of course not to let ourselves down, we go so many miles hoping to achieve all that and also to satisfy your needs.
So please people next time you see a fiancial adviser trying to talk to you, grant him that 15min. It could be very well change your life. If you are afraid that you will buy something in the end which you do not want to initially, then you should really blame on your own because you can't stand on firm ground. The money is in your pocket, it is you wil take it out not the advisers who fish it out.
(sorry for this entry, i was pissed by this lady who give me hundred and one excuses.)
Saturday, November 20, 2004
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